Deen Dayal Jan Awas Yojana
Build Your Dream Home: Understanding the DDJAY Policy
Q. WHAT IS DDJAY?
The Deen Dayal Jan Awas Yojana (DDJAY), originally promulgated in 2016 under Section 9A of the Haryana Development and Regulation of Urban Areas Act, 1975, represents a significant regulatory intervention designed to structurally reform the affordable housing market in Haryana. For an individual residential plot buyer, the policy serves as a secure, government-backed gateway to owning freehold, litigation free, and loanable land within a planned urban layout. Historically, middle and low-income buyers seeking affordable land parcels where frequently forced to purchase unregulated properties in unauthorised colonies. These unauthorised subdivisions lacked legal titles, basic civil amenities, and municipal approvals, exposing buyers to serve financial and legal vulnerabilities. By establishing a liberalised yet strict licensing framework, the state government collaborated with private developers to systematically curb the spread of these illegal settlements, transforming the “Housing for All” objective into a secure and accessible real estate asset class.
Security & Peace of Mind for Buyers
When you buy a plot in a DDJAY-approved colony, you are backed by strict government safeguards:
7-Year Completion Guarantee: Developers are legally required to complete all internal roads, water lines, and electricity grids within 7 years of getting their licence.
Financial Safety Nets: To ensure the project is never abandoned, the government forces developers to mortgage 10% of the saleable area as a security guarantee before they can even begin selling plots.
No Hidden Cross-Subsidies: The policy eliminates hidden developer fees or cross-subsidy categories, ensuring that the price you see for your plot stays genuinely affordable.
AMENITIES
Gated Society
All the DDJAY Societies are gated township, hence no entries to the society other than the main gate.
Security
Open Space
Commercial Space
DDJAY projects have attached SCO market for daily needs.
Street Light
Spacious roads (9mtr & 12mtr) and street lights.
Frequently Asked Questions (FAQ)!
Q. What is DDJAY?
In the year 2016 Haryana Government published the “Affordable Plotted Housing Policy for Low and Medium Potential Towns” known as Deen Dayal Jan Awas Yojana (DDJAY). This policy is intended to encourage the development of high density plotted colonies in Low and Medium Potential towns of the State wherein small plots are made available through a liberal policy framework.